Fintech & Digital Payments: Top 5 Trends to Watch Out for

Simran

Embedded finance integrates payments, loans, and insurance directly into e-commerce and ride-hailing apps.

Real-time payments like UPI and FedNow enable instant fund transfers for B2B, B2C, and P2P transactions.

AI and ML power fraud detection, credit scoring, chatbots, and personalized financial services.

Digital wallets, BNPL, crypto payments, and QR codes redefine how consumers pay and shop.

Security and regulation grow stronger with biometrics, PSD3, and regtech for compliance.

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