Top Banks Offering Highest FD Rate in 2026

Somatirtha Purohit

SBI Fixed Deposit: State Bank of India offers stable FD rates with government backing, suitable for conservative investors seeking safety and predictable returns.

HDFC Bank FD: HDFC Bank provides competitive interest rates, flexible tenures, and reliable service, attracting urban investors prioritising trust and convenience.

ICICI Bank FD: ICICI Bank combines strong digital access with attractive FD rates, appealing to customers seeking ease of management and consistent returns.

AU Small Finance Bank FD: AU Small Finance Bank offers higher FD rates than traditional banks, targeting investors willing to balance slightly higher risk for better returns.

Equitas Small Finance Bank FD: Equitas Small Finance Bank stands out with some of the highest FD interest rates, especially for senior citizens and long-term deposits.

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