How EPF Helps With Retirement Planning

Somatirtha Purohit

EPF builds disciplined retirement savings through monthly employee employer contributions over long careers

Employer matching boosts corpus faster than individual savings making EPF powerful retirement foundation

Tax benefits under Section 80C and tax free interest improve long term returns

EPS pension ensures steady monthly income after retirement reducing dependence on savings alone

Partial withdrawals for housing medical needs add flexibility without breaking retirement discipline planning

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