Spend less than you earn by following the 50/30/20 rule to balance needs, wants, and savings..Build an emergency fund with 3–6 months of expenses to handle job loss or medical emergencies..Save and invest consistently using SIPs, diversification, and early investing to grow wealth..Control debt by keeping EMIs under 40% of income and paying off high-interest loans first..Protect your finances with health insurance and term life cover for long-term security..Read More Stories