Net profit fell 2.7% YoY to ₹3,253 crore due to higher provisions and margin pressure..Net Interest Income rose 4% YoY to ₹7,311 crore, supported by strong loan growth..Loan book grew 16% to ₹4.19 lakh crore; deposits up 14% to ₹5.10 lakh crore..Asset quality improved with GNPA down to 1.39% and Net NPA at 0.32%..Operating efficiency stayed strong despite margin squeeze and higher provisions..Read More Stories