The GENIUS Act, signed in July 2025 establishes the first comprehensive U.S. federal framework for regulating payment stablecoins..Mandatory 1:1 reserve backing requires issuers to hold cash, short-term U.S. Treasuries, or Fed deposits with monthly audited transparency reports..Regulated stablecoins are legally defined as neither securities nor commodities, removing SEC and CFTC oversight uncertainty..Strict non-rehypothecation rules prohibit reuse of reserve assets, ensuring full liquidity and redemption protection for investors..Stablecoin holders receive priority claim in issuer bankruptcy, strengthening investor protection and boosting institutional confidence..Read More Stories