Bajaj Finance has registered strong growth in core profit during the September quarter in FY26, with loan demand increasing in key areas. The company has registered a standalone profit after tax of Rs 4,251 crore. This represents a sharp increase in the adjusted profit of Rs 3,433 crore from the previous year, after eliminating the exceptional profit from the unusual sale of shares in Bajaj Housing Finance.
That one-time gain had seen the reported profit of the previous year amount to Rs 5,614 crore. Bajaj Finance reported that the new figures provide a better picture of the business's performance, as they show the business running smoothly. After tax and exceptional items, profit increased by 22.7% to Rs 5,703 crore. This was an indication of high income patterns and low operating costs in the quarter.
Operation revenue rose by 18.6% to Rs 17,184 crore. The company continued to expand its lending operations, adding more customers to its portfolio. The interest revenue grew at a rate of 18.8% to reach a value of Rs 14,969 crore, primarily due to increased disbursements in the retail sector, SME sector, and commercial sector. Bajaj Finance stated that this growth was aided by broader product coverage and increased customer penetration.
The costs rose by 16.6%, which was lower than the increase in revenues. This made the operation more efficient and resulted in a drop in cost management for the quarter. The company observed that its digital process trends, branch expansion, and quality assets helped it continue to maintain the exact operational costs.
At the consolidated level, Bajaj Finance registered a net profit of Rs 4,875 crore during the September 2025 quarter. This represented a 22% increase, which was supported by the steady performance of its subsidiaries in lending. The consolidated figures were comprised of Bajaj Housing Finance and other verticals.
The number of customers served by the company also increased throughout the period, as demand in urban and semi-urban markets remained consistent. The growth in loans, both secured and unsecured, was favourable to the entire business. Good credit stability and solid repayment patterns also helped reinforce the company's financial position.
Bajaj Finance has stated that it will continue to focus on customer growth, product development, and digitalization to support its future growth. The company maintained consistent performance across all its business lines and continued its momentum in the second quarter of FY26.