HDFC Bank share price stayed under pressure for a second straight session on Tuesday, January 6, after the lender issued its Q3FY26 business update. The stock fell from Monday’s close of ₹977.70 and touched an intraday low of ₹955.90 on Tuesday in trading. That move left the HDFC Bank share price down about 4.52% across two sessions.
The decline followed a sharp overnight drop in HDFC Bank ADRs in the United States. The ADR ended January 5 at $34.17, down 6.33%. Traders often watch ADR moves for early cues on offshore sentiment.
HDFC Bank shares slipped 2.35% on Monday and extended losses early Tuesday. The stock opened at ₹968.45 and then moved lower to ₹955.90 during the session. Volumes also rose, reflecting heavier near-term activity.
Over the past year, the stock moved between a 52-week high of ₹1,020.35 and a 52-week low of ₹812.13. Recent weakness has kept the HDFC Bank stock near a three-month low zone.
The sell-off arrived soon after the bank’s quarterly update hit the market. Even with year-on-year growth in key lines, the HDFC Bank stock faced scrutiny on deposit traction. Investors also tracked the impact of global positioning after the ADR decline.
HDFC Bank reported gross advances of about ₹28,445 billion as of December 31, 2025, up 11.9% year on year. Advances under management stood at about ₹29,460 billion, a 9.8% increase from the prior year period. These figures point to continued loan expansion into the December quarter.
On the funding side, average deposits grew 12.2% year on year to ₹27,524 billion for Q3FY26. Period-end deposits reached about ₹28,595 billion as of December 31, 2025, up 11.5% from a year earlier. Period-end CASA deposits increased 10.1% to about ₹9,610 billion.
Average CASA deposits rose 9.9% to ₹8,984 billion, while average time deposits increased 13.4% to ₹18,539 billion. The bank reported average time deposits of ₹16,352 billion in the year-ago period.
Market participants kept attention on the relationship between loan growth and deposit growth. Some analysts highlighted that a credit-to-deposit ratio near 100% can limit loan growth unless deposits accelerate. That framing put deposit mobilisation at the center of near-term monitoring.
HDFC Bank will report Q3FY26 earnings on January 17, 2026. Estimates point to profit after tax growth of about 11.2% year on year and net interest income growth of about 6.4%. Investors will watch margins, deposit momentum, and credit trends.
In Q2FY26, HDFC Bank reported consolidated profit after tax of ₹19,610.67 crore, up 10% year on year. Net interest income rose 4.8% to ₹31,551.5 crore.